Humble Homz RE Solutions - We Buy and Sell Homes.

  Are You Worried About Your Mortgage?

• Are you behind on mortgage payments?

• Did your interest rate go up?

• Is there a temporary hardship keeping you from making payments that requires a home loan modification specialist?

• Do you owe more than your home is worth?

• Have you tried to refinance and can't?

 You Have Options!

• We have  programs including loan modification.

• We explain the  process and customize a solution to meet your unique situation.

• We negotiate on your behalf with the lender.

Contact Us Today For a FREE

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Homeowners and Sellers

Learn How to Effectively

Have Short Sales Help You!!

WHAT IS A SHORT SALE? ()
A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments. By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes. See also deed in lieu (or foreclosure).

Benefits of a Short sale: Win-win-win situation (**see below)
The beauty of short sales is that they can be a win-win-win situation for seller, buyer and lender. Here is how:
-The seller gets out of the mortgage liability without facing bankruptcy.
-The buyer gets the home at a reduced price.
-The lender agrees to a loss it considers minimal without going through a foreclosure and being saddled with an unsalable property.
-While it may seem surprising that lenders would agree to accept less than what they are owed, they benefit from the process, too.

IF YOU ANSWER ‘YES’ TO ANY OF THE QUESTIONS BELOW, YOU MAY QUALIFY FOR A SHORT SALE.
 Are you behind on your mortgage?
 Do you owe the bank more than the house is worth?
 Do you have 1,2 or even 3 mortgages on your property?
 Have you tried to obtain funds to bring your loan current without success?
 Have comparable homes in your zip code sold for less than your mortgage balance?
 Have you listed your home for sale and not received a single offer from a qualified buyer?
 Is your lender refusing to accept your payments?
 Are you worried about having a foreclosure on your credit report for the next 10 years?
 Do you need help FAST?

Our short sale program can get you out from under that mortgage even if you owe more than the house is worth. The longer you wait, the harder it is for us to help. This is especially true for a short sale. The later in the foreclosure process you are, the less incentive your lender has to work with you. If your house payments are more than a month behind, your lender has probably already started foreclosure proceedings. As time passes, thousands of dollars in penalties and legal fees can be added to the balance you owe. And every single day extra interest is added! Sometimes homeowners are not even aware how far foreclosure has progressed. We talk to people every day who did not even know that their house had already been sold at auction. Don't let that tragedy happen to you! Call now to protect your assets and credit history.

How Much Does the Short Sale Cost?
Our services are FREE FOR HOMEOWNERS FACING FORECLOSURE. There are NO upfront fees.  If we do not perform, we do not get paid.